What Can Be Financed Through Lease Purchase Financing?

Equipment To Finance Condition Typical Terms
Buses New 1-7 years
Fire Apparatus New 1-15 years
Fire Apparatus Used/Refinance/Refurbish Contact Us
Ambulances New/Remount 1-7 years
SCBAs New 1-7 years
(PPE) Turnout Gear New 1-5 years
Police Cars New 1-5 years
Snow Plows/Dump Trucks New 1-7 years
Public Works Vehicle, light duty New 1-5 years
Public Works Vehicle, heavy duty New 1-10 years
Thermal Imaging Cameras New 1-5 years
Fire Chief Vehicles/Support Trucks New 1-7 years
Construction Type Vehicles or Equipment New 1-7 years
Misc. Equipment (Hoses, Radios, etc.) New 1-5 years
Law Enforcement Equipment New 1-5 years
Real Property (Fire Stations, Substations, Municipal Buildings) New/Refinance Contact Us

The above chart shows examples of equipment we can finance for municipal and non-profit entities but is not a complete representation.


Financing to Meet Your Unique Needs

Every customer we work with provides unique and vital services to support their community. We understand the equipment essential to daily operations can change from year to year, and is different for each entity we serve. We provide fire truck financing, fire station lease financing, school bus financing, city equipment lease purchase financing, public works lease purchase financing, yellow iron lease purchase financing, and more. We work hard to meet each customer's unique needs and you can rest assured we will find a solution to work for you.


Delaying Equipment Purchases Costs You Money

When long-term costs are factored in, a lease purchase may end up saving you money. At times, organizations feel they can only purchase new equipment if they have a substantial down payment or can pay cash for the purchase. By delaying the purchase, a customer is faced with regular manufacturer price increases, inflation, and the cost of maintaining aging and unsafe equipment, which may cost more in the long run.

Cost of Delayed Equipment Purchases

Base equipment price used for example is $100,000. An average price increase of 5% per year has been used for “Future Equipment Cost” calculations. The prices and payments shown above are for estimation purposes only, and have been calculated in arrears. Please contact us for exact figures. Maintenance cost of aging equipment is not included in example.


We understand every entity has varying levels of revenue, savings and ability to service a lease payment. This graph illustrates if you can afford a:

  • 3 year lease payment of approximately $35,290 per year, leasing would be more cost effective than delaying your purchase by just over 1 year.
  • 4 year lease payment of approximately $26,935 per year, leasing would be more cost effective than delaying your purchase by 2 years.
  • 5 year lease payment of approximately $22,054 per year, leasing would be more cost effective than delaying your purchase by less than 3 years.

While the purchase amount may vary from department to department, the illustration remains the same. Delaying a purchase will cost more money in the long run. Entering into a lease purchase plan today will provide fixed, manageable payments with cost savings over equipment purchases at a later time.


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From our customers


"They were more creative than most financial institutions, eager to help out and make the process simple."

David Abbott
Chairman for Alna Board of Selection

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